July New Members:

Ryan Quillan, Lighthouse Insurance Group





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Supreme Court Upholds Health Law Subsidies

The high court issued its decision in King v. Burwell. Check back here often as KHN rounds up news stories on the case from around the web.

The Associated Press: Supreme Court Upholds Nationwide Health Care Law Subsidies 
The Supreme Court has upheld the nationwide tax subsidies under President Barack Obama's health care overhaul, in a ruling that preserves health insurance for millions of Americans. The justices said in a 6-3 ruling Thursday that the subsidies that 8.7 million people currently receive to make insurance affordable do not depend on where they live, under the 2010 health care law. (Sherman, 6/25)

The Wall Street Journal: Supreme Court Upholds Obama’s Health-Law Subsidies 
The ruling marks the second time President Barack Obama’s signature domestic policy achievement has survived a near-death experience in the courts, and leaves the law on a firmer footing for the remainder of his time in office. The court ruled contested language in the 2010 health-care law allows the administration to offer subsidies in the form of tax credits to people in all states, including those who buy health coverage on the federal insurance site HealthCare.gov. (Kendall and Radnofsky, 6/24)

The New York Times: Supreme Court Allows Nationwide Health Care Subsidies 
The case concerned a central part of the Affordable Care Act, Mr. Obama’s signature legislative achievement. The law created marketplaces, known as exchanges, to allow people who lack insurance to shop for individual health plans. Some states set up their own exchanges, but about three dozen allowed the federal government to step in to run them. Across the nation, about 85 percent of customers using the exchanges qualify for subsidies to help pay for coverage, based on their income. The question in the case, King v. Burwell, No. 14-114, was what to make of a phrase in the law that seems to say the subsidies are available only to people buying insurance on “an exchange established by the state.” (Liptak, 6/25)

Reuters: Supreme Court Upholds Key Obamacare Insurance Subsidies 
The court ruled on a 6-3 vote that the 2010 Affordable Care Act, widely known as Obamacare, did not restrict the subsidies to states that establish their own online healthcare exchanges. It marked the second time in three years that the high court ruled against a major challenge to the law brought by conservatives seeking to gut it. Chief Justice John Roberts was joined by fellow conservative Justice Anthony Kennedy and the court’s liberal members in the majority. (Hurley, 6/25)

Here is a link to the Supreme Court ruling.

2015/16 WMAHU Executive Board of Trustees Election Results

The West Michigan Association of Health Underwriters will be installing their new board effective July 1, 2015 for the 2015/16 year.  Please join me in welcoming the 2015/16 Executive Board of Trustees;
President                              Dave Cluley, Spectrum Health
President Elect                     EJ Pearson, Lighthouse Group
Treasurer                              Krista Davis, Acrisure
Secretary                              Kyle Miller, Northwestern Mutual Financial Group/SEBS
Immediate Past President    Troy Duimstra, Professional Benefits Services
This is a very complex and confusing time for many, and our members have the experience and knowledge to help our clients through this process.  I believe that we, locally and Nationally, are positioned well to provide the guidance and counsel people are looking for.  I appreciate all of you for what you do each and every day and thank you again for your membership and support of this association.  On behalf of Troy and I, we would like to thank you for allowing us to serve WMAHU this past year.  It is truly an honor to serve and we look forward to transitioning to the new leadership.
All my best,
Denise R. VanPutten

Michigan Recognized with the Blue Ribbon of Excellence Award

Michigan was recognized for the Blue Ribbon of Excellence Award as part of NAHU's Chapter Certification Program, which is an ongoing program that recognizes excelling chapters throughout the calendar year.  Currently only eleven states hold this distinct honor. WMAHU is part of the elite!
“The leadership of NAHU members has a far-reaching impact on providing for the healthcare needs of individuals, families and business in their communities. We are grateful for WMAHU's hard work with chapter development and recognize them for their efforts with this well-deserved award,” said NAHU CEO Janet Trautwein.
“Michigan exemplifies the dedication to providing the best opportunities for our members through their dedication to chapter development,” said Denise Vanputten, co-president of WMAHU.  "WMAHU has organized and hosted events within our community to increase and maintain NAHU memberships.  These projects and many others have set a standard of excellence in the health insurance industry that we are proud to represent.”
The National Association of Health Underwriters represents 100,000 professional health insurance agents and brokers who provide insurance for millions of Americans.


WMAHU represents over 200 local licensed health insurance agents, consultants and benefit professionals.  WMAHU members service the the health insurance needs of large and small employer as well individual people seeking health insurance.     .



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